Roof and Home Improvement Financing in Farmers Branch, TX
Prequalify through our partner, Hearth, and see monthly payment options with no impact to your credit score.
Get Free Estimate: (214) 649-5984A new roof is rarely a planned expense. One hailstorm can move it from "someday" to "this week." When that happens, how you pay matters as much as who does the work.
That is why we offer roof financing in Farmers Branch and across Dallas and the surrounding area through Hearth. You can check your monthly payment options in a few minutes, before you sign anything. If your project can wait, our guide to the best time for roof replacement in North Texas can help you plan.
Financing Through Hearth, Our Financing Partner
Hearth is our financing partner. Hearth is not a lender. It matches you with lenders in its network, so you can compare offers in one place.
Checking your options starts with a soft credit check. A soft check does not affect your credit score.1
- See offers from several lenders with one short form
- Fixed monthly payments on personal loan offers
- No home equity needed for personal loan offers
- No fee to you for filling out the prequalification form
How to Check Your Options With Hearth
It takes a few minutes, and you can do it from your phone.
- 1. Start the form.Click the Hearth banner on this page and enter a few details about you and your project.
- 2. Review your offers.You will see estimated monthly payment options. This step uses a soft credit check.
- 3. Pick an offer.If you like one, finish the full application with that lender. The lender runs a hard credit check at this step.
Not sure what amount to request? Call us at (214) 649-5984. We can walk you through your project estimate first.
What You Can Finance With Us
You can use Hearth financing for our roofing, siding, and gutter work.
Planning a remodel or a room addition? Ask us about financing for that work too.
Hearth financing is for homeowners. If you own a commercial property, call us to talk about other ways to pay.
Using Financing Alongside an Insurance Claim
Hail and wind damage may be covered by your homeowners policy. Some claims cover the full job. Others leave a gap for upgrades or work the policy does not include.
Financing through Hearth can cover that gap. You still pay your deductible. We never waive or absorb it.
Here is our part in your claim. We document the damage, meet your adjuster on site, and file supplements for missed items. Learn more on our insurance claims assistance page, or start with a roof inspection.
Other Ways to Pay for Your Project
Hearth is our partner, but it is not your only choice. Some homeowners compare a few options before they decide.
Personal Loans From Other Lenders
These lenders offer home improvement or personal loans. They are not affiliated with Under One Roof Home and Commercial Services. Terms and rates vary by lender and by your credit.
Home Equity Line of Credit (HELOC)
If you have equity in your home, your bank or credit union may offer a HELOC. A HELOC uses your home as collateral, so read the terms closely. Rates and approval depend on your lender.
Cash or Insurance Funds
You can also pay with savings or with funds from an approved insurance claim. We give you a written estimate before any work starts.
Frequently Asked Questions
Does checking my options with Hearth affect my credit score?
No. Prequalifying uses a soft credit check, which does not affect your score. A hard check only happens if you pick an offer and finish the full application.
Is Under One Roof the lender?
No. We partner with Hearth, and Hearth matches you with lenders in its network. Your loan is between you and the lender you choose.
Can I finance if my credit is not perfect?
Possibly. Hearth's lender network works with a range of credit profiles. Prequalify to see the offers available to you.
Can I finance a roof repair, not just a replacement?
Yes, you can check options for a repair or a full replacement. Loan amounts depend on the lender, so prequalify to see what fits your project.
Can I use financing with an insurance claim?
Yes. Financing can cover costs your claim does not, such as upgrades. You still pay your deductible, and we never waive it.
Can I use a lender other than Hearth?
Yes. You can pay for your project with funds from any lender you choose. Hearth is the partner we offer to make comparing options easier.
Ready for Your
Roofing Project?
Get a free, no-obligation evaluation from our GAF certified team in Farmers Branch. We'll inspect your property, provide a written estimate, and walk you through every option.
Want to pay over time? Check your financing options.
Need A Roofing Contractor? Request An Estimate!
Fill out the form and we'll get back to you promptly.
Financing is offered through Hearth's network of lending partners. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Hearth may be compensated by third-party advertisers. Hearth will not charge any fee to a consumer for the submission of the prequalification form or the use of Hearth's credit marketplace.
Our Roofing Services
Explore our comprehensive range of roofing and home improvement services:
Areas We Serve
We proudly serve communities throughout the Dallas-Fort Worth area: