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Severe hail storms throughout Dallas require complete roof replacement when damage compromises your roof's structural integrity. We provide full tear-off and installation with impact-resistant materials, insurance claim assistance, and comprehensive warranties that protect your home and investment.

When Full Replacement is Necessary

  • Widespread hail damage across the entire roof surface
  • Compromised underlayment or roof decking from impact
  • Roof is near or past expected material lifespan
  • Multiple previous repairs create patchwork concerns
  • Insurance adjuster determines total loss designation

Complete Replacement Services

  • Full roof tear-off and proper disposal of damaged materials
  • Roof deck inspection and repair of damaged plywood or OSB
  • Impact-resistant Class 4 shingle installation or upgraded materials
  • New underlayment, flashing, and ventilation components
  • Insurance claim maximization and documentation support

Impact-Resistant Materials Protect Against Future Hail

Dallas homeowners increasingly choose Class 4 impact-resistant shingles that withstand hail better than standard materials. These products qualify for insurance discounts and offer superior protection against North Texas hail events.

Metal roofing provides maximum hail resistance with panels that dent rather than crack, maintaining water-tight integrity even after severe storms. Metal also lasts 40-60 years compared to 15-25 years for standard shingles.

We help you select materials that balance upfront costs with long-term protection and insurance savings. Many homeowners recoup upgrade costs through reduced insurance premiums and fewer future claims.

Insurance Claim Maximization for Roof Replacement

Insurance companies often minimize hail damage claims by overlooking compromised underlayment, inadequate ventilation upgrades, or necessary flashing replacements. We document all legitimate damage and code-required improvements to ensure fair claim settlements. See our full insurance claims assistance guide for details.

Texas insurance policies typically cover full replacement costs when hail damage meets total loss criteria. We work directly with adjusters to demonstrate damage extent and negotiate appropriate settlements that cover complete replacement.

Deductibles apply to roof replacement claims—most Dallas homeowners pay $1,000-$5,000 depending on policy terms. We provide clear estimates that break down insurance coverage versus out-of-pocket costs before beginning work.

Complete Roof Replacement Process

1. Damage Assessment & Documentation

We conduct comprehensive inspections with detailed reports and photos that support insurance claims for full replacement.

2. Insurance Claim Management

We meet with insurance adjusters, provide supplemental documentation, and negotiate to maximize your claim settlement.

3. Material Selection & Planning

We help you choose impact-resistant materials that meet insurance requirements and provide long-term hail protection.

4. Complete Tear-Off & Installation

We remove all damaged materials, inspect and repair roof decking, and install new roofing with proper underlayment and flashing.

5. Final Inspection & Warranty Activation

We conduct thorough quality inspections and activate manufacturer warranties that protect your investment for decades.

Warranty Protection and Long-Term Value

Complete roof replacement comes with comprehensive manufacturer warranties on materials (typically 25-50 years) and workmanship warranties on installation (typically 5-10 years). These warranties protect you against defects and installation issues.

GAF-certified contractors like Under One Roof offer enhanced warranty options that cover more potential issues than standard coverage. We ensure proper installation techniques required for warranty activation and provide documentation for future reference.

Schedule Your Free Hail Damage Replacement Estimate

Get a comprehensive inspection and detailed estimate for complete roof replacement. We handle insurance claims and provide impact-resistant material options.

Frequently Asked Questions

How do I know if I need full roof replacement vs repair after hail?

Full replacement is typically needed when hail damage affects more than 25-30% of your roof surface, the roof is near end of life (15+ years for shingles), or underlayment and decking show impact damage. Our inspectors assess damage extent and provide honest recommendations based on what makes economic sense.

Will insurance cover my hail damage roof replacement?

Most Texas homeowner policies cover hail damage roof replacement when damage meets total loss criteria. We document all damage thoroughly and work directly with adjusters to ensure fair settlements. You'll pay your deductible (typically $1,000-$5,000), and insurance covers the rest.

What are Class 4 impact-resistant shingles?

Class 4 shingles meet the highest UL 2218 impact resistance rating, meaning they can withstand 2-inch steel ball drops without cracking. These shingles typically qualify for 10-28% insurance premium discounts in Texas and reduce future hail damage claims.

How long does a complete hail damage roof replacement take?

Most residential roof replacements complete in 1-3 days depending on roof size, complexity, and material choice. The full process—from inspection through final cleanup—typically takes 2-4 weeks when coordinating with insurance claims.

Should I upgrade to metal roofing after hail damage?

Metal roofing offers superior hail resistance since panels dent rather than crack, maintaining water-tight integrity. While upfront costs are higher, metal lasts 40-60 years compared to 15-25 for shingles, and many insurers offer significant premium discounts for metal roofs.